Special Offer on Plumbing & Drainage Cover brought to you by Homeserve*
Policy Overview
Apply online for Plumbing & Drainage Cover, brought to you by Homeserve Membership Ltd, and get £20 off!**
Save 25%(£20) off our usual price of £79.99
Choose help and support 24 hours a day, 365 days a year. Cover includes call out costs, parts, labour and VAT - within the cover limits.
What it costs
Annual price: £59.99 a year or £ a month or £ per quarter**.
Prices include all fees and Insurance Premium Tax (IPT)
There is an initial period when you are not covered, giving you cover in your first year, therefore the Effective Cost of Cover is a month.
What is an Emergency?
An emergency is defined as sudden and unforeseen damage to the internal plumbing or drainage or underground external drains which immediately:
- exposes you to a risk to your health; or
- creates a risk of loss of or damage to the property or
- makes the building uninhabitable.
An uncontrollable internal emergency is where you can't temporarily stop the incident from causing further immediate internal damage (i.e. by turning the water off or not using the facilities).
What's covered?
- Internal cover - up to £2,000 per claim for plumbing and drainage emergencies inside your home, up to 2 claims per policy period
- External cover - up to £4,000 per claim for blocked or collapsed drains, up to 2 claims per policy period
- Up to £500 towards hotel accommodation - in the event that your home is uninhabitable for 48 hours or more.
What's not covered?
- Claims not reported via the Homeserve 24-Hour Claims Number Emergency Hotline and not authorised by Homeserve in advance
- Flats, Commercial and Council, or Housing Association properties
- Underground water supply pipe outside your home
- Shared drainage facilities (sewers) outside the property boundary
- Non-emergency problems, such as dripping taps & leaking overflows.
Benefits
- Fast fix - in an uncontrollable emergency inside your home, a plumber will aim to be with you in two hours from the time you notify Homeserve. If this isn't achieved, then let us know and you will get your premium back
- No fuss - if you can't stay in your home for 48 hours or more, you'll receive up to £500 towards hotel costs
- No claims form to fill out - just a signature to say you're satisfied with the work.
Who needs this cover?
This cover meets the needs of homeowners who require insurance and expert assistance in the event of a plumbing or drainage emergency at their domestic property.
What is Effective Cost of Cover?
All policies do not normally allow new customers to claim in the first 14 or 28 days (please see individual Summary of Covers for each policy for further details). This is to prevent claims for previously known problems which in turn helps us to keep the annual cost of the policy as low as possible.
The normal price quoted is for a full year but when we take off the initial no claim period in the first year you get either 11 or 11 ½ months cover. The ECC is therefore the monthly price for the period over which you can claim. It is calculated by dividing the annual premium by either 11 or 11 ½ months based depending on the specific no claim period.
The no claim period is only applicable to the first year of cover.
Read more about Special Offer on Plumbing & Drainage Cover brought to you by Homeserve Membership Ltd
Important information
* Brought to you by Homeserve Membership Ltd.
** There is an initial 14-day period when you are not covered. Monthly payers will make 1 payment of £5.10 followed by 11 payments of £4.99. Quarterly payers will make 1 payment of £15.02 followed by 3 payments of £14.99. Prices include all fees and Insurance Premium Tax.
Yorkshire Water Services Limited is an appointed representative of HomeServe Membership Ltd, which is authorised and regulated by the Financial Services Authority (FSA).
If you are an existing policy holder and wish to renew your policy, please call Homeserve free on 0800 073 1247